Health officials in Colorado are hoping for a last-minute flurry of insurance enrollments through the state's health exchange. 

(Photo: Courtesy of Subconsci Productions)

A state plan to reduce what are the highest health insurance premiums in the country has been OK'd by the federal government.

Colorado Insurance Commissioner Marguerite Salazar asked federal officials for permission to change a map that says how much health insurance companies can charge in different parts of the state.

It moves four mountain resort counties into a bigger block of Western Slope counties, which Salazar says should lower the premiums in the resort counties.

Those counties currently have the highest premiums in America. 

"I don't think this is the panacea," Salazar says. "I don't think it is the answer to everybody's problems, but it is a start, and it's a way to hopefully bring down some of those extraordinarily high costs."
How much it lowers premiums in the resort counties, if at all, won't be known until late this summer.
Many also expect the map to cause premiums to increase in the non-resort counties.