Ryan Warner speaks with Daniel Spivey, a policy research fellow at the center, about Individual Development Accounts, where deposits are matched by private and Federal funds. Roberta Espinosa of Denver tells how the account helped her learn to save money to buy a home.
![A woman with white shoulder-length hair and a purple shirt holds up a comic book to her chest.](https://www.cpr.org/cdn-cgi/image/width=3840,quality=75,format=auto/https://wp-cpr.s3.amazonaws.com/uploads/2024/07/IMG_0588-e1722010580943.jpg)